Terms & Conditions

Effective Date: November 26, 2025

Brand: Timothy Eli | Financial Coaching

1. Definitions

For the purposes of this agreement:

• “Website” refers to www.timothyeli.com and all associated pages.

• “Services” refers to all coaching programs, digital downloads, templates, guides, strategy calls, and related materials offered by Timothy Eli.

• “Content” refers to all text, videos, frameworks (including the I.D.E.A. Framework), worksheets, lessons, emails, and downloads created by or provided through the website.

2. Acceptance of Terms

By accessing or using this website or any services offered, you agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use immediately.

3. Use of Content

All content on this website is the intellectual property of Timothy Eli. You may not reproduce, distribute, modify, or resell any material without written permission.

You may:

• View and print materials for personal, non-commercial use

• Download lead magnets for your own financial improvement

You may not:

• Reproduce, sell, or redistribute content

• Share private coaching materials, tools, or dashboards

• Misuse or claim ownership of any part of the program

• Share login access to any digital product or members-only area

4. No Financial or Legal Advice

The coaching provided through Timothy Eli Financial Coaching is educational, strategic, and supportive in nature. I do not provide licensed investment advice, legal advice, tax preparation, or act as a fiduciary. All recommendations, strategies, and discussions are designed to help you build awareness, improve habits, and strengthen your personal financial systems.

You are responsible for your own financial decisions and outcomes, and you should consult a licensed professional for specific investment, tax, or legal guidance related to your situation.

5. Coaching Services

By participating in any coaching program, you acknowledge that:

• Results are not guaranteed

• Your progress depends on your effort, decisions, and consistency

• Coaching services are non-refundable unless otherwise stated in writing

Missed or cancelled sessions follow the cancellation policy provided during booking.

Chargebacks without first contacting support may result in removal from programs and legal dispute resolution.

6. Email & Communication

By submitting your information, you consent to receive emails related to coaching, resources, and updates.

You may unsubscribe at any time by using the link in any email.

7. Payments

You agree that:

• All payments must be made using valid payment information

• Payment plans must be completed as agreed

• Failed payments may result in suspension of access to services

• Chargebacks may result in legal action or collections

8. Third-Party Links & Tools

We may provide links to third-party websites or services. These are for convenience only. We are not responsible for the accuracy, policies, or content of any third-party platform.

9. Limitation of Liability

To the fullest extent permitted by law:

• We make no warranties regarding the accuracy or completeness of any content

• We are not liable for any financial loss, decisions, injuries, or damages arising from use of our services or website

• You agree to use all content at your own discretion and risk

10. Privacy & Data

Use of this site is subject to our Privacy Policy, which outlines how your information is collected and used.

11. Governing Law

These Terms & Conditions are governed by the laws of the State of Connecticut, without regard to its conflict of law principles. Because coaching is delivered online and accessible worldwide, clients from any location may participate, but any legal matters must be handled under Connecticut jurisdiction.